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  • 5 Mistakes People Make When Selling Structured Settlements
    Mistake One: Agreeing to sell to the highest bidder. Unfortunately, some brokers or structured settlement/annuity sources will make a high offer just to get someone under contract. Then they will start making excuses and reduce the offer. Once you are ...

  • Annuity Transfer - What are the Risks
    Annuity Transfer - What are the Risks Many people who know in the back of their minds that they got the possibility to transform a monthly payment or annuity long term payments into a big lump sum and by that to relieve some temporarily financial ...

  • A Structured Settlement May Be What You Need
    A structured settlement is usually an annuity set up for recipients of a financial award, normally due to litigation involving an injury or accident. If you are receiving periodic payments from a structured settlement or annuity, you may be interested to ...

  • Be informed about the Medications You Take.
    The recent withdrawal of the prescription drugs Vioxx and Bextra have arthritis patients concerned about their health, lawyers busy with lawsuits, and Congress poring over thousands of pages of documents obtained from the manufacturer. The drugs, part of ...

  • Conventional Financing For Wholesale Deals
    This info is very important for both new and experienced wholesalers, AND buyers of fixer-uppers, to carefully read and understand. We learned it painfully, hopefully you won't have to :-) Often times we are asked by investors about using conventional ...

  • Credit Report – Check Yours Regularly…and for Free
    In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one’s ability to buy a home, a car, or to obtain a credit card or a job. Since these things are ...

  • Credit Report – Check Yours Regularly… And For Free
    In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines one’s ability to buy a home, a car, or to obtain a credit card or a job. Since these things are ...

  • Credit virus Debt
    Secured And Unsecured Debt. What's The Difference? It’s easy to just think that debt is just debt, but in reality, there are different types of loans, and it’s important to know what which type you have. You will need to understand the differences in ...

  • Debt Consolidation – Can You Negotiate with Your Credit Card Company?
    The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades ...

  • Debt Consolidation – Watch out for Payday Loans
    Most any large city has a number of small shops offering payday loans. They’re often found in strip centers; sometimes they double as pawn shops. They have a simple business – they lend you money until your next paycheck. The system is pretty convenient; ...

  • Debt-to-Income Ratio - It's Just as Important as Your Credit Score When You're Shopping for a New Home
    Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward a home purchase or mortgage refinancing. Everyone ...

  • Financial Security through Structured Settlements
    Structured settlements have become a natural part of personal injury and worker's compensation claims in the United States, according to the National Structured Settlements Trade Association (NSSTA). In 2001, life insurance members of NSSTA wrote more ...

  • Financing Your Business Venture
    Many small businesses were born during the recession of 2001. One key reason is that during a recession period overhead costs tend to be lower. Still the time comes when a business needs to ascend to higher ground and reach a larger group of consumers. ...

  • Free Credit Report – Watch Out for Scams
    Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out ...

  • Getting Cash Now for your Structured Settlement
    If you've agreed to accept a structured settlement, it's likely that you felt a sense of relief that your financial uncertainties were being resolved, and that you'd have the funds necessary to pay your bills, support your family and go on with your life. ...

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